We understand the devastating loss of earnings that can happen when an insurer wrongfully says you are residually and not totally disabled, or calculates the residual benefit amount improperly. Questions Our Clients Have about Total vs Residual Disability We have helped thousands of claimants from diverse professions receive their maximum and appropriate benefits in these matters. Our long-term disability attorneys will conduct a full analysis of your policy and your claim, so you will know what “disability” really means in your situation under your policy’s terms. Conversely, in proper claims for residual disability, undercalculating payment amounts is an effective money-saving tactic. On one hand, insurers stand to save millions if they can justify paying what should be total disability benefits as residual or partial disability benefits instead.
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